Sutherland has a wide-ranging consumer financial services litigation practice, with special emphasis on the defense of consumer class actions in state and federal courts. During the past decade, our lawyers have defended such cases in Alabama, Arkansas, Florida, Georgia, Illinois, Kentucky, Louisiana, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Texas, and West Virginia.
The defense of consumer financial services litigation requires not only mastery of the substantive law, with its interrelated, overlapping statutes and regulatory regimes, but also a command of current issues in subjects such as class certification, removal, arbitration and appealability. In addition to these capabilities, we bring to the defense a familiarity with the business context that is often vital to identifying and minimizing vulnerabilities. From Wal-Mart Stores, Inc. v. Dukes through AT&T Mobility v. Concepcion and the advent of the CFPB, market participants face an ever-shifting legal and regulatory landscape.
Our areas of substantive concentration include:
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Automobile lending and leasing
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Enforcement of consumer arbitration provisions
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Insurance and ancillary products sold in connection with consumer loans
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Fair lending, including ECOA
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Service Members Civil Relief Act
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Truth-in-Lending compliance
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State unfair trade practice laws
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Credit Repair Organizations Act
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Fair Debt Collection Practices Act
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Fair Credit Reporting Act
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So-called "predatory" or subprime lending
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Bankruptcy discharge and other class actions
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State attorney general enforcement actions
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Remedies under the UCC and state retail finance statutes
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Bureau of Consumer Financial Protection
For more information, please contact Tom Byrne at 404.853.8026 or
or Lewis Wiener at 202.383.0140 or
.
